Payday loans are typically small, short-term loans (usually two weeks, or until payday) provided by cash advance stores, with one-time fees attached generally $15 to $25 per $100 borrowed. Nearly unknown 15 years ago, payday loan stores now in some place outnumber fast food franchises.
A borrower usually writes a check for the amount borrowed plus the fee, postdated to the next payday. If he cant pay the full amount then, he might roll the loan over, paying just the fee say, $110 on a $500 loan and agreeing to pay the $610 the $500 balance plus another $110 fee -- in another two weeks. Consumer advocates and some lawmakers criticize payday loans as predatory, because fees correspond to annual interest rates of 300 percent and up.
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1. Apply online with our simple two-step application 2. Receive approval -- 4 out of 5 applicants approved** 3. Money deposited in your bank account in 1 hour!
Loan Application Requirements
1. Have an active checking account 2. Have been employed for at least one month 3. Must be a US citizen or permanent resident 4. Must be at least 18 years of age
inMYloans.com advantages:
1. No faxing - No credit check 2. 100% secure application 3. 100% online 4. Immediate online approval 5. Get cash in minutes
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