Los Angeles, CA May 2, 2008 -- CreditLearningCenter.com, the credit and debt site that keeps consumers updated on the latest information regarding personal credit reports, credit scores, and credit monitoring services has released a special feature to help consumers understand the anatomy of a credit score. The video feature, "Understanding My Credit Score" is available to visitors at the Credit Learning Center.

"Increasingly, consumers want to know, what's my credit score and what can I do to improve my credit score? We produced this video to help consumers understand how information in their credit report impacts their credit score," said Walter Burch, Editor of Credit Learning Center. "Beyond maintaining a good payment history, many consumers aren't aware of the other things they can do to improve credit scores. This video feature will clearly explain what consumers can do to help improve credit ratings on all three credit bureaus, Experian, Equifax, and TransUnion," added Burch. In addition to payment history, the feature also explains the statistical significance of other credit score factors such as debt-to-available credit ratio, length of credit history, credit inquiries, and more.

The average credit score in the U.S. is approximately 680. Typically, consumers with a higher-than-above credit score are extended lower interest rate offers on everything from home loans and refis to auto loans, credit cards and more. These days, special credit scoring formulas are also utilized by the insurance industry to manage risk and determine rates for various categories of insurance including home insurance, auto insurance, and more.

The bottom line: The three digit credit score is an asset that can be worth tens of thousands of dollars or more over the lifetime of a consumer.

For the complete video feature "Understanding My Credit Score", consumers may visit www.creditlearningcenter.com.